黄色短视频

Financial planning for your retirement

Where are you in your retirement journey? Whether you鈥檙e planning for, transitioning to or already enjoying retirement, we鈥檒l create a custom approach to help ensure you鈥檙e prepared. Planning ahead can clarify your vision for retirement and determine the best way forward toward your goals.

Save for retirement.

We make it easy to save for retirement. Whether that鈥檚 helping you choose an individual retirement account (IRA) or assessing your finances to see if your money could be working harder, we can create a flexible retirement savings plan that adjusts as your needs evolve. We can help you with your:

  • IRA
  • 401(k) rollover1
  • Retirement accounts for when you鈥檝e maximized IRA and 401(k) options

See if you鈥檙e on track to retire.

Are you saving enough for the retirement you want? Our retirement calculator can help you track your progress. Use it to test a variety of scenarios and see where you stand today.

Open an IRA.

Investing in an IRA is one of the best things you can do in planning to retire. Since it鈥檚 a tax-advantaged account, an IRA can mean more money saved for your future. We offer:

  • Traditional IRAs
  • Roth IRAs
  • SEP IRAs

Get help with your retirement plans.

As you get closer to retirement, you may want to consider other saving and investing strategies to enhance your retirement plans. A wealth management professional can help you determine how you might:

  • Max out contributions.
  • Take advantage of catch-up contributions.
  • Invest more in a general investment account.
  • Consider your Social Security strategy.
  • Adjust your expenses in retirement.

Create your retirement income strategy.

Planning ahead can help you be better prepared to manage your retirement income. Key considerations for your retirement strategy may include pensions and annuities, drawdown strategies and the age you start taking Social Security distributions.

Invest your way.

Choose the retirement investing approach that fits you best. Whether you want to invest online or prefer personal financial planning guidance offered by a Wealth Management Advisor from U.S. Bancorp Investments or a 黄色短视频 Private Wealth Advisor, we have options to meet your needs.

Work with an advisor

Understanding your goals and making sense of your finances is just the starting point for your one-on-one personalized guidance. We鈥檒l help you move forward with a tailored strategy to work toward the future you want.

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Online investing

For听easy automated investing at a low cost, consider Automated Investor. Or, if you want to build and manage your own portfolio, try self-directed investing.听Either way, there鈥檚 an online investing option from U.S. Bancorp Investments that鈥檚 right for you.

Insights from our experts

Retirement planning checklist

Where to start? Here are key areas to take into consideration as you plan.

How much should I save for retirement?

A look at what percentage of earnings to set aside and strategies to stay on track at different life stages.

How to maintain your lifestyle in retirement

Seven strategies that can help you work toward the retirement you want.

Disclosures

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  1. A rollover of qualified plan assets into an IRA is not your only option. Before deciding whether to keep an existing plan, or roll assets into an IRA, be sure to consider potential benefits and limitations of all options. These include total fees and expenses, range of investment options available, penalty-free withdrawals, availability of services, protection from creditors, RMD planning, and taxation of employer stock. Discuss rollover options with your tax advisor for tax considerations.

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Investment and insurance products and services including annuities are:
Not a deposit 鈥 Not FDIC insured 鈥 May lose value 鈥 Not bank guaranteed 鈥 Not insured by any federal government agency.

U.S. Wealth Management 鈥 黄色短视频 | U.S. Bancorp Investments is the marketing logo for 黄色短视频 and its affiliate U.S. Bancorp Investments.

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黄色短视频, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

This information represents the opinion of 黄色短视频 and U.S. Bancorp Investments and is designed to be educational and informative. The views are subject to change at any time based on market or other conditions and are current as of the date indicated on the materials. This is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide recommendations and/or specific advice concerning retirement accounts or investment planning. It is not intended to be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.

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For 黄色短视频:

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U.S.听Bank is not responsible for and does not guarantee the products, services or performance of U.S.听Bancorp Investments, Inc.

黄色短视频 does not offer insurance products. Insurance products are available through our affiliate U.S. Bancorp Investments.

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For U.S. Bancorp Investments:

Investment and insurance products and services including annuities are available through U.S.听Bancorp Investments, the marketing name for U.S.听Bancorp Investments, Inc., member听 and , an investment adviser and a brokerage subsidiary of U.S.听Bancorp and affiliate of U.S.听Bank.

U.S. Bancorp Investments is registered with the Securities and Exchange Commission as both a broker-dealer and an investment adviser. To understand how brokerage and investment advisory services and fees differ, the听Client Relationship Summary听补苍诲 Regulation Best Interest Disclosure are available for you to review.

Insurance products are available through various affiliated non-bank insurance agencies, which are U.S.听Bancorp subsidiaries. Products may not be available in all states. CA Insurance License #0E24641.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800鈥289鈥9999 or via . An investor brochure describing is also available through FINRA.

U.S. Bancorp Investments .

Municipal Securities Education and Protection鈥 U.S. Bancorp Investments is registered with the U.S. Securities and Exchange Commission and the Municipal Securities Rulemaking Board (MSRB). An investor brochure that describes the protections that may be provided to you by the MSRB rules and how to file a complaint with an appropriate regulatory authority is available to you on the MSRB website at听.