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Benefits of »ÆÉ«¶ÌÊÓƵ business checking accounts

Security

Minimize risk and protect company information with fraud prevention tools.

Money movement

Transfer money and pay multiple billers in minutes.

Connect programs

Integrate your third-party accounting, budget management and tax programs for a full view of your finances.

Monitor cash flow

Forecast cash flow with a business banking dashboard to help you plan ahead.

Business accounts you need to succeed

Open an account today with a minimum deposit of $100, then add more money as you grow. For a comprehensive list of account pricing, terms and policies, reference the Business Pricing Information Brochure.
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Silver Business Checking Package

Best for new or small businesses with basic banking needs

  • $0 monthly maintenance fee
  • 125 free transactions per statement cycleÌý1
  • $0.50 fee for each additional transactionÌý2
Learn more

Gold Business Checking Package

Best for businesses with more banking activity

  • $20 or $0 monthly maintenance fee when you meetÌýrequirementsÌý3
  • 350 free transactions per statement cycleÌý1
  • $0.45 fee for each additional transaction 4
Learn more

Platinum Business Checking Package

Best for established businesses with higher balances

  • $30 or $0 monthly maintenance fee when you meetÌýrequirementsÌý3
  • 550 free transactions per statement cycleÌý1
  • $0.40 fee for each additional transactionÌý5
Learn more

Specialty business checking accounts
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Nonprofit Checking Account

Ideal checking account features for nonprofit businesses

  • $0 monthly maintenance fee
  • 1,800 free transactions per calendar yearÌý1
  • $0.50 fee for each additional transactionÌý2
Learn more

Premium Business Checking Package

Premium services to help you plan and progress

  • $30 monthly maintenance fee
  • Offset account fees through an earnings credit , which is calculated based on your balance 6,7,8
  • 24/7 live support
Find a branch Learn more

We’ll help you get started

Compare business checking accounts.

Get an in-depth snapshot of our business checking accounts.

Compare all business checking accounts

Unsure which account is right for you?

Answer a few questions to find the right fit for your business.Ìý

Get a recommendation

Easily switch to a »ÆÉ«¶ÌÊÓƵ business checking account.

Use our business EZ Switch Kit to transfer to a »ÆÉ«¶ÌÊÓƵ business checking account.Ìý

Download the EZ Switch Kit (PDF)

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Business bankers

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How to waive the monthly maintenance fees

You can waive the monthly maintenance fee with one of the following:

  • »ÆÉ«¶ÌÊÓƵ Payment Solutions Merchant Account
  • $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option
  • $20,000 in combined average collected deposit balances9 or $50,000 in combined average collected balance on interest-bearing option9
  • $50,000 combined average collected business deposits9 and outstanding business credit balances10

You can waive the monthly maintenance fee with one of the following:

  • »ÆÉ«¶ÌÊÓƵ Payment Solutions Merchant Account
  • $25,000 average collected checking balance
  • $75,000 combined average collected business deposits9 and outstanding business credit balances10

Frequently asked questions

To open a business checking account, you’ll need:

  • Your business’s Employer Identification Number (EIN) or tax ID number, or your Social Security number if you’re a sole proprietorship.
  • Articles of Incorporation, Articles of Organization or a charter or similar legal document that indicates when your company was formed. (Not required for sole proprietors.)
  • Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your company.
  • Name, email address and phone number for any additional owners with 25% or more ownership in the company.
  • Learn more about application requirements based on your business structure

We can help you find the business checking account that’s right for your business. Get a recommendation.

First, you’ll want to determine which features and benefits are the best fit for your business needs. Visit our business banking comparison chart to see all the flexible and convenient account options »ÆÉ«¶ÌÊÓƵ has to offer, or take a short quiz to get a personalized recommendation.

Yes. Every »ÆÉ«¶ÌÊÓƵ business checking account includes a »ÆÉ«¶ÌÊÓƵ Visa® debit card.

Ready to get started?

Find a branch
Make an appointment
Request a call
Call 800-673-3555
Start of disclosure content

Disclosures

For additional information call 855-955-2760 or visit your local branch for a copy of Business Pricing Information disclosure or refer to Your Deposit Account Agreement (YDAA).

Eligibility requirements and restrictions apply. Please refer to the Digital Services AgreementÌýfor more information.

Deposit products are offered by U.S.ÌýBank National Association. Member FDIC.

Other conditions and restrictions may apply. Terms may change without notice.

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  1. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a »ÆÉ«¶ÌÊÓƵ Business Debit Card. The »ÆÉ«¶ÌÊÓƵ Business Debit Card is issued by »ÆÉ«¶ÌÊÓƵ National Association, pursuant to a license from Visa U.S.A. Inc.Ìý

  2. Transactions are $0.50 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a »ÆÉ«¶ÌÊÓƵ Business Debit Card. The »ÆÉ«¶ÌÊÓƵ Business Debit Card is issued by »ÆÉ«¶ÌÊÓƵ National Association, pursuant to a license from Visa U.S.A. Inc.

  3. Monthly Maintenance Fee Waiver Options: Gold Business Checking:Ìý»ÆÉ«¶ÌÊÓƵÌýPayment Solutions Merchant Banking OR $10,000 average collected balance OR $20,000 combined average collected business deposit balances OR $50,000 combined average collected business deposits and outstanding credit balances. Platinum Business Checking:Ìý»ÆÉ«¶ÌÊÓƵ Payment Solutions Merchant Banking OR $25,000 average collected balance OR $75,000 combined average collected business deposits and outstanding business credit balances.Ìý

  4. Transactions are $0.45 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a »ÆÉ«¶ÌÊÓƵ Business Debit Card. The »ÆÉ«¶ÌÊÓƵ Business Debit Card is issued by »ÆÉ«¶ÌÊÓƵ National Association, pursuant to a license from Visa U.S.A. Inc.

  5. Transactions are $0.40 each once free transactions are surpassed.ÌýA transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a »ÆÉ«¶ÌÊÓƵ Business Debit Card.ÌýThe »ÆÉ«¶ÌÊÓƵ Business Debit Card is issued by »ÆÉ«¶ÌÊÓƵ National Association, pursuant to a license from Visa U.S.A. Inc.

  6. Analyzed accounts are eligible for earned credits to offset transaction, maintenance and other fees associated with account activity. Visit a »ÆÉ«¶ÌÊÓƵ branch for more details.

  7. Earnings Credit Rates may change at any time without prior notice. Earnings Credit: Average Collected Balance Available for Earnings Credit Services (x) Earnings Credit Rate (x) Actual Days in Month (÷) Actual Days in Year. Refer to your Customer Analysis Statement for your current Earnings Credit Rate. For additional information call 855-955-2760 or visit your local branch to talk with a Business Banker.

  8. Interest rates subject to change without notice.

  9. Business deposit balances only. Balances will be verified 1 day prior to the last day of your statement cycle.

  10. Business credit outstanding balances only. Balances will be verified 1 day prior to the last day of your statement cycle.